Wrap-up time! Here is our March Sankey:
We’ve now reversed course from last month, as we’re back to our normal lifestyle versus exploring the world, finishing March with a 74% savings rate and a net worth increase of about $14,000, finishing the month at a net worth of $827,134.
Notable things this month include:
- Mint is officially dead! We’ve signed on with Lunch Money for tracking and it’s basically fine. There are issues with importing transactions here and there which as far as I can tell are more the fault of the Canadian banking system.
- We spent a LOT on groceries! This is a result of getting mildly addicted to fresh juice in Morocco. We have continued that habit on our return, unfortunately/fortunately.
We don’t have any trips coming up for the next few months, so we expect things to be basically status quo until our summer travel begins.
Incoming Assets 
Qq: Last April you posted a NW of 701k, now 12 months later 827k.
The market has grown 26% over the past year plus if you guys are putting away an additional 60k a year I would expect your NW to be ~940.
Just wanted to see if you had ideas on that. Maybe your asset allocation? Thanks.
Miles
Hi Mike, if you’re wondering what we’re invested in, we use the CI Balanced ETF Portfolio – they have the exact allocations for all the portfolios here: https://www.cifinancial.com/ci-di/ca/en/invest/etf-portfolio.html#ETF
Hi! I’m sure you’ve probably covered this in the past, but you don’t have any utilities(electric, water, gas, etc) on the monthly budget. Are they included in your rent?
Thanks, Shannon
Yes, all our utilities are included in the rent. In Vancouver it’s pretty standard for apartments to include at least some utilities. I imagine we don’t use a lot given the size of our apartment, the mild climate, and our general lifestyle.