Our Journey Thus Far – in Numbers!

-Written by Steph

It’s always nice to look back at the path that’s brought you to today. This post is a brief summary of the year by year process of the first half of our early retirement journey, detailing that slow, sucky process that everyone hates – the waiting time where your net worth increases are almost entirely from savings, and your investment returns are minimal. Luckily, it only lasts a few years! Here’s where we’ve come from so far… Continue reading

The Incoming Assets Retirement Strategy

-Written by Steph

Given the current uptick in readership of our blog, along with the overall increased interest in financial independence and early retirement (FIRE), it seems timely to do a post that thoroughly describes the exact system we use in our pursuit. We’ve fine-tuned it over the years, and have come up with a strategy that allows us to build wealth quickly on average incomes and with minimal¬†ongoing effort. Here it is! Continue reading

2016 Financial Report

-Written by Steph and Cel

Has another year ended already? Well, it’s time for the annual reckoning! Here’s the¬†annual financial report, where we bare our financial lives for all to see.

First, we had an almost unbelievably good fiscal year. Right now we have a net worth of $244,341, which is a $75,121 net worth increase from last year! Our savings rate was also astronomical, at a whopping 70% for the year!

Let’s take a detailed look at where our money went. Continue reading