Winter 2018/2019 Life Update

We are back from Asia, mostly healed up from our various ailments, and ready to dive into a new financial year!

Net Worth: $366,060

Latest cool place we’ve been:

quoiiiiiii

Latest vaguely-labyrinth-like place visited, since I haven’t discovered any actual new labyrinths lately:

labyrinthr

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2018 Financial Report

Well, we just couldn’t wait until we got home, so we decided to do our year end report from beautiful Ho Chi Minh City, Vietnam. It’s now 7:00 in the morning on New Year’s Day 2019.

Though our investments have been getting rattled around a bit, we finished the year with a solid net worth of $356,419. That’s a $38,447 increase from 2017! Our savings rate was a cool 64%. Continue reading

Starting Self-Employment

-written by Cel

Last week, I resigned from my job. In a few weeks, I’ll be doing freelance editing/proofreading full-time (or less than full-time – it’s entirely up to me). A lot of people publish books on Amazon Kindle and such, not through traditional publishers. As such, they may not have editors or proofreaders, which leads to a lot of mistakes in their books. Typos, grammatical mistakes, missing words in a sentence, extra words, continuity errors, etc. I fix all of those.

How did this happen? Let’s go back a few months ago.

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2017 Financial Report

-Written by Steph and Cel

It’s our favourite time of the year – time for our annual financial report!

We finished the year in great shape, with a net worth of $317,972. That’s a $73,631 increase from last year! We also had a whopping 65% savings rate

A few notes before we get into the data. This year’s tallying feels somewhat strange, because we’re reporting as of December 26th due to leaving on vacation tomorrow. There have been a few slight adjustments to account for this – mainly, we added the year-end paychecks we haven’t received yet to our income and net worth.  Also, our First World Problem of the Day: How to properly handle year-end accounting with an international vacation that straddles two different fiscal years. We’ve paid for most of our vacation already – flights, accommodations, etc, are already included in our 2017 spending – but any incidental costs incurred in the last three days of 2017 will be pushed to 2018’s travel budget.

Now, on to the numbers. Continue reading