Simplifying the System

“Whenever there is a hard job to be done I assign it to a lazy man; he is sure to find an easy way of doing it.” – author unknown Continue reading


Five goals for our Five-Year Retirement Countdown

  • Written by Steph

At this point, we’re looking at about another five years of work before pulling the plug. We have a few things we’re working on or planning to work on during that time, to help with both easing the initial transition, and long term lifestyle planning. Continue reading

A view from the other side – getting your partner on board with frugality

-Written by Cel

For some couples, it can be a problem getting on the same page when it comes to finances. Steph and I are fortunate to be on the same wavelength, but that wasn’t always the case.

We joke that we are doing early retirement on easy mode, as both of us are innately frugal. Neither of us has to fight against bad financial habits or a compulsion to spend.

However, I wasn’t particularly frugal growing up. I lived with my parents in a 3 story house, frequently bought take-out food, and knew little about self-sufficiency or frugality. Most of my socializing in university revolved around drinking at bars, eating at restaurants, etc.(Although I didn’t do anything really stupid, or getting into credit card debt for stuff I didn’t really need).

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The Incoming Assets Retirement Strategy

-Written by Steph

Given the current uptick in readership of our blog, along with the overall increased interest in financial independence and early retirement (FIRE), it seems timely to do a post that thoroughly describes the exact system we use in our pursuit. We’ve fine-tuned it over the years, and have come up with a strategy that allows us to build wealth quickly on average incomes and with minimal¬†ongoing effort. Here it is! Continue reading