How I Invest My Money

-Written by Cel

When you’re first starting your financial journey, it doesn’t matter much what you put your money in. If you only have a few hundred in savings, the difference between an exceptional investment averaging 10% annual returns and a humble savings account  is negligible. At that point, cutting your expenses and increasing your rate of savings is much more important than finding the best investments.

However, once you build up your net worth – which may be somewhat quick if you’ve gotten to the point where you’re saving half (or more!) of your income, you may be wondering what to put your money in. You’ve already figured out that a sub-1% savings account is not the most optimal place to park your money. So where should you put it?

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