-Written by Steph
Looks like we’re on the home stretch of another successful financial year, and it is time once again for our quarterly update! Just something to remember – the numbers here are year-to-date, not just for this quarter. So let’s see how we’ve been doing!
Oh, and for fun I’ll throw in our 2013 spending as well for comparison (and to mock the people who complain that their cost of living is increasing like crazy every year).
Budget: $6975 Actual: $6975 2013: $6755
This includes rent, insurance, minor maintenance, rugs or household stuff, and any moving-related expenses
Right dead on! Rent was lower than we originally planned, but we had a few moving expenses over the summer (downsized to a studio suite in July).
Budget: $2475 Actual: $2363 2013: $2501
This includes all groceries, snacks, and restaurants. Right now about 9% of that is restaurants, for those wondering.
Awesome! Despite going a bit ice cream crazy over the summer, we’re still on track.
Bills and Utilities
Budget: $825 Actual: $788 2013: $1094
This includes internet and two cell phones.
I got an even better deal on my new phone plan after my Telus contract expires in July – down to $22.40/month. Yay!
Budget: $450 Actual: $382 2013: $529
This quarter I bought a new cell phone since I was switching providers. We also bought a new TV, Kindle, Kobo, and video game (yay Danganronpa!). Still doing great though!
Budget: $75 Actual: $7 2013: $250
Haven’t needed much this year!
Budget: $75 Actual: $134 2013: $229
Ouch! I needed a new pair of runners after destroying my last pair. Shouldn’t need anything else this year, anyways.
Budget: $686 Actual: $628 2013: $754
This includes haircuts, laundry, and all toiletries and girl stuff.
Definitely starting to see the impact of cutting Cel’s hair myself.
Budget: $506 Actual: $645 2013: $488
Ouch! This quarter/category we went to an opera for my birthday, bought circus tickets for a show in a couple of weeks, and went to the Richmond Night Market.
Budget: $300 Actual: $380 2013: $665
This includes bus tickets and bike stuff.
Yeah, gotta bike more. We’re lazy.
Budget: $225 Actual: $234 2013: $259
It’s fine. Nice kitty.
Budget: $675 Actual: $513 2013: $626
Additions to this category in Q3 were medicine for Cel, a couple of Amazon books, a new purse to replace my tattered one, and some photo developing.
We also spent $480 to jump off Grouse Mountain with parachutes for Cel’s birthday, but we’ll wait until year end to add that one in.
And that’s where we’re at! $13,049 in spending so far this year, compared to our budget of $13,267, and also compared to our 2013 spending for the same period of $14,150.
Next post of this type will be our annual financial report in January.